Appraisal services for Bismarck and Burleigh County homeowners

Here are the top reasons North Dakota homeowners use Knudson Appraisal Service:

  1. Find the right listing price (whether they're selling the home themselves or using an agent)
  2. Challenge Burleigh County's assessment of your property
  3. Remove PMI to cut a mortgage payment
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a divorce in the state of North Dakota, where real estate needs to be divided
  7. To determine the true market value of real estate to settle an estate
Do you own a home in or near Bismarck? Do you need help deciding the value of your real estate? Contact Knudson Appraisal Service.

We at Knudson Appraisal Service understand the unique needs of a customer in need of appraisal services. Our customary business clients are used to the appraisal process and the usual documents we provide. Being a homeowner that probably doesn't see an appraisal every day, we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Knudson Appraisal Service, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your home is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Challenging Burleigh County's assessment of your property

Your local tax assessor may have your house overvalued if your house not appreciating as much as other houses close to yours. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal from Knudson Appraisal Service is your chief weapon.

PMI Removal Appraisals

An attractive money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. At Knudson Appraisal Service, we're experts in helping folks just like you remove undesirable PMI insurance.

HELOC recently frozen?

If your house is in or near a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be unsuitable from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. Knudson Appraisal Service can help you reinstate your home equity line of credit with a professional appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you'd like to have a seasoned expert double-check it for verity or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Knudson Appraisal Service can go out and check the subject and comps in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal you may have in your possession. While usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your house.